Okay, so I’ve been meaning to get insurance for my watches for a while now. I’ve got a few nicer pieces, and the thought of something happening to them without any coverage? Gave me serious anxiety.
I started digging around, looking at different options. Heard about Chubb through a friend who’s a real watch fanatic. He swore by them, saying their coverage was top-notch.
My Chubb Watch Insurance Journey
First, I checked out their website. It was easy to find. I browsed and started getting quotes. I remember thinking, “Okay, this seems pretty straightforward.”
Then, I began listing my watches. I have all type of watches so, I needed to list my watches, with their estimated values. I made sure I had all my purchase receipts and appraisals handy – just in case. I was able to go to my safe deposit box to get the items.
Next, I started plugging in the info. Watch model, serial number, purchase price, all that jazz. I went slow to get all of the correct info inputted.
- Rolex Submariner: My daily driver.
- Omega Speedmaster: A classic I inherited.
- TAG Heuer Carrera: A gift from my wife.
I played around with different deductible options. Higher deductible, lower premium – the usual trade-off. I spent a good chunk of time tweaking things until I felt I had a good balance between cost and coverage.
After I was good to go, I submitted the application. Boom! Got a confirmation email pretty quickly. It was a simple process.
Then, I made sure I had all my documents in order. I scanned everything – receipts, appraisals, the whole nine yards – and saved them in a secure folder on my computer. Just being extra cautious, you know?
Finally, peace of mind. Seriously, knowing my watches are covered takes a load off. I can wear them without constantly worrying about every little scratch or bump.
So yeah, that’s my Chubb watch insurance experience. Pretty smooth sailing, honestly. If you’re on the fence about insuring your watches, I’d say give it a shot. It’s worth it for the peace of mind alone.
